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Insurance products are offered through the following insurers: Equitable (New York, NY); Andover Companies (Andover, MA); CNA (Chicago, IL); ING Direct (St. Cloud, AL); John Hancock (Portsmouth, NH); Lincoln Financial Group (Radnor, PA); Prudential (Newark, NJ); Tower Group Companies (New York, NY); The Travelers Indemnity Company (Hartford, CT); William Penn Life Insurance (Garden City, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. Howard Recht Insurance and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.