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Surety Bonds

Man signing a document in the presence of others.A Surety Bond is a three-party agreement whereby the surety guarantees to the obligee (the project owner) that the principal (the contractor) is capable of performing the contract in accordance with the contract documents. Performance of the contract, which is the subject of the bond, determines the rights and obligations of the surety and the obligee.

Here are the eight different families of surety bonds:

  1. Fidelity Bonds
  2. Public Official Bonds
  3. Judicial Bonds
  4. Fiduciary Bonds
  5. License and Permit Bonds
  6. Contract Bonds (Bid and Performance Bonds)
  7. Miscellaneous and Federal Bonds
  8. Notary Bonds
April 24th, 2026 by Howard Recht Insurance

Howard Recht Insurance offers free, comparative quotes on Surety Bonds from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

Insurance products are offered through the following insurers: Equitable (New York, NY); Andover Companies (Andover, MA); CNA (Chicago, IL); ING Direct (St. Cloud, AL); John Hancock (Portsmouth, NH); Lincoln Financial Group (Radnor, PA); Prudential (Newark, NJ); Tower Group Companies (New York, NY); The Travelers Indemnity Company (Hartford, CT); William Penn Life Insurance (Garden City, NY); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. Howard Recht Insurance and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.